Saving For The Future

Saving for retirement today can be a difficult financial thing to do. Between taking care of your family, saving for the kids’ college funds, taking care of your parents, and saving for your retirement, there can easily not be enough money to go around. This has resulted in many people forgetting about their retirement savings. Instead of stashing away money for their retirement, many adults prioritize their aging parents’ needs and their children’s education. While it’s a good thing to do for your family, you may end up putting you children in the same situation in the future—sandwiched between financial burdens.

Instead of investing on your children’s education and hopping they will take care of you in your old age, prioritize your retirement savings. Considering the pressure there is to take care of your aging parents and to provide for your children, this might seem impossible. However, if you consider your retirement savings to be as important as these other responsibilities, then the little money on your hands will be divided to go to each account. This will help ensure you take care of other responsibilities without neglecting your future.

When preparing for the kids’ college tuition fees, it’s easy to forget about the other costs that come with it. There are boarding fees, books, pocket money, and trips. If these additional costs are forgotten when saving up for college, it’s possible that you’ll get overwhelmed when your child goes to college. For students who get loans for their education, after graduating they have to live on as little as possible so they can pay back what they owe. This might mean they move back home. While this is good for them, it means more expenses for you. To avoid such surprises, factor in the extra college expenses and the time your child might come back home. This way you will not have to dig into your retirement fund.

The other thing that could keep you from saving as much as you want for your retirement is the possibility that your parents outlive their retirement plan. To come up with the perfect financial plan you need to know the nature of your parents’ retirement plan. This will enable you to know exactly how much you need to rise to take care of them.

HCR Wealth Advisors is a registered investment advisory firm that helps its clients to weather uncertain financial seasons. They assist their clients in making transitions by helping them develop personalized financial and investment strategies. @HCRwealth aim at serving their clients by educating them and establishing long-lasting relationships through trust and communication.

HCR Wealth Advisors is not affiliated with this website.

Ryan Seacrest’s Entertainment and Philanthropic Contributions

Ryan Seacrest is a native of Atlanta, Georgia who at an early time of his life was determined to have a radio career. To follow through on his dream, he relocated to Los Angeles, California in the middle of the 1990s where he hosted a famous afternoon program on the radio. He got a break in 2002 when American Idol selected him to be its host. Afterwards, Ryan began to cover other events in entertainment including being the news anchor for the television network E! Then he signed a contract with NBC Universal in 2012 where he would appear in other programs as well as on the show Today. When 2013 rolled in, he started hosting the Million Second Quiz game show, and similarly became the co-host of Kelly Ripa on the show – Live with Kelly and Ryan in 2017.

As an added bonus to his already successful career behind the microphone and in from of the cameras, Ryan was able to develop several famous television programs. Via the Ryan Seacrest productions, he assisted in boosting Kim Kardashian along with her family into fame on their reality TV program Keeping Up with the Kardashians, including the sequel Kourtney and Kim Take New York. He also worked alongside Chef Jamie Oliver when he assisted in the production – Food Revolution that was aired from 2010 to 2011. Ryan was awarded an Emmy for the cited program.

Ryan Seacrest commenced a new venture with AEG, Creative Artists Agency, and Mark Cuban, the so-called Ryan Seacrest Media (RSM) in 2012. Again, in the summer of the same year RSM introduced the AXS TV, a new entertainment television channel and pop culture.

The RSF or the Ryan Seacrest Foundation is a non-profit institution that is focused on motivating the youth of today by utilizing education and entertainment focused ingenuities. RSF’s primary goal is to construct centers for media broadcast aptly called the Seacrest Studios inside pediatric hospitals so patients are able to discover the creative and inspiring domains of new media, television, and radio.

The aim of the foundation includes the ability to positively participate in uplifting the recuperating process of the children together with their families while they stay in the hospital for treatment.